
/* ============================================================
   THINK TWICE TAX — shared stylesheet
   Dark navy + gold, CPA-led premium theme.
   Used by every page so the site reads as one system.
   ============================================================ */

/* ---- Fonts (loaded by the visitor's browser) ---- */
@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;500;600;700&family=Inter:wght@400;500;600;700&display=swap');

/* ============================================================
   1. Design tokens
   ============================================================ */
:root {
  /* Surfaces — deep navy stepping up to lighter slate */
  --navy-900: #081320;   /* deepest background */
  --navy-850: #0a1726;   /* page background */
  --navy-800: #0d1d30;   /* hero base */
  --navy-700: #112740;   /* dark card / panel */
  --navy-600: #1a3149;   /* medium card */
  --slate-500: #2c4663;  /* lighter / frosted card */

  /* Gold accent family */
  --gold: #c89a3c;
  --gold-bright: #e2bb63;
  --gold-soft: #d9af55;
  --gold-deep: #a87f2e;

  /* Text */
  --cream: #f4f1e8;      /* serif headlines */
  --text: #c3d0dd;       /* body */
  --text-muted: #8195a9; /* secondary body */
  --text-faint: #5d7186;  /* placeholders / fine print */

  /* Lines & borders */
  --hair: rgba(200, 154, 60, 0.22);
  --card-border: rgba(255, 255, 255, 0.08);
  --card-border-strong: rgba(255, 255, 255, 0.14);

  /* Layout */
  --container: 1280px;
  --logo-img: url("ttt-logo.png");
  --gutter: clamp(20px, 4vw, 40px);
  --radius: 6px;
  --radius-lg: 10px;

  /* Type */
  --font-display: 'Playfair Display', Georgia, 'Times New Roman', serif;
  --font-body: 'Inter', system-ui, -apple-system, 'Segoe UI', sans-serif;

  /* Effects */
  --shadow-card: 0 24px 60px rgba(0, 0, 0, 0.45);
  --shadow-soft: 0 12px 30px rgba(0, 0, 0, 0.35);
  --ease: cubic-bezier(0.22, 0.61, 0.36, 1);
}

/* ============================================================
   2. Reset & base
   ============================================================ */
*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--text);
  background: var(--navy-850);
  line-height: 1.65;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}

/* Shared background treatment: navy with a faint gold glow top-right.
   The homepage adds the full faceted flare on top of this. */
body::before {
  content: "";
  position: fixed;
  inset: 0;
  z-index: -2;
  background:
    radial-gradient(120% 90% at 88% -10%, rgba(200, 154, 60, 0.10), transparent 55%),
    radial-gradient(100% 80% at 50% 120%, rgba(20, 45, 72, 0.55), transparent 60%),
    linear-gradient(180deg, var(--navy-800) 0%, var(--navy-850) 35%, var(--navy-900) 100%);
}

img { max-width: 100%; display: block; }

a { color: inherit; text-decoration: none; }

h1, h2, h3, h4 {
  font-family: var(--font-display);
  color: var(--cream);
  font-weight: 600;
  line-height: 1.12;
  margin: 0 0 0.5em;
  letter-spacing: 0.2px;
  font-variant-numeric: lining-nums;
}

p { margin: 0 0 1.1em; }
p:last-child { margin-bottom: 0; }

::selection { background: rgba(200, 154, 60, 0.28); color: var(--cream); }

:focus-visible {
  outline: 2px solid var(--gold-bright);
  outline-offset: 3px;
  border-radius: 3px;
}

/* ============================================================
   3. Layout helpers
   ============================================================ */
.container {
  width: 100%;
  max-width: var(--container);
  margin-inline: auto;
  padding-inline: var(--gutter);
}

.section { padding-block: clamp(64px, 9vw, 112px); position: relative; }
.section--tight { padding-block: clamp(48px, 6vw, 72px); }

.eyebrow {
  font-family: var(--font-body);
  text-transform: uppercase;
  letter-spacing: 0.22em;
  font-size: 12.5px;
  font-weight: 600;
  color: var(--gold-soft);
  margin: 0 0 18px;
  display: inline-flex;
  align-items: center;
  gap: 12px;
}
.eyebrow::before {
  content: "";
  width: 28px;
  height: 1px;
  background: var(--gold);
}

.section-head { max-width: 660px; margin-bottom: clamp(36px, 5vw, 56px); }
.section-head.center { margin-inline: auto; text-align: center; }
.section-head.center .eyebrow::before { display: none; }

.lead { font-size: 1.12rem; color: var(--text); }
.muted { color: var(--text-muted); }

h2 { font-size: clamp(1.9rem, 3.6vw, 2.7rem); }
h3 { font-size: clamp(1.25rem, 2vw, 1.5rem); }

/* Gold divider used under card / section titles (matches reference) */
.rule-gold {
  width: 46px;
  height: 2px;
  background: linear-gradient(90deg, var(--gold-bright), var(--gold-deep));
  border: 0;
  margin: 0 0 18px;
}

/* ============================================================
   4. Buttons
   ============================================================ */
.btn {
  --pad-y: 15px;
  --pad-x: 28px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 11px;
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 13.5px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  padding: var(--pad-y) var(--pad-x);
  border-radius: var(--radius);
  border: 1px solid transparent;
  cursor: pointer;
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease),
              background 0.25s var(--ease), border-color 0.25s var(--ease), color 0.2s;
  white-space: nowrap;
}
.btn .arrow { transition: transform 0.25s var(--ease); }
.btn:hover .arrow { transform: translateX(4px); }

.btn-gold {
  background: linear-gradient(180deg, var(--gold-bright) 0%, var(--gold) 55%, var(--gold-deep) 100%);
  color: #1c1405;
  box-shadow: 0 10px 26px rgba(200, 154, 60, 0.28);
}
.btn-gold:hover {
  transform: translateY(-2px);
  box-shadow: 0 16px 34px rgba(200, 154, 60, 0.42);
}

.btn-outline {
  background: rgba(255, 255, 255, 0.015);
  color: var(--cream);
  border-color: rgba(218, 178, 90, 0.55);
}
.btn-outline:hover {
  border-color: var(--gold-bright);
  background: rgba(200, 154, 60, 0.10);
  transform: translateY(-2px);
}

.btn-ghost {
  background: transparent;
  color: var(--gold-soft);
  padding: 8px 0;
  letter-spacing: 0.14em;
}
.btn-ghost:hover { color: var(--gold-bright); }

.btn-sm { --pad-y: 11px; --pad-x: 18px; font-size: 12px; }
.btn-block { width: 100%; }
.btn-lg { --pad-y: 17px; --pad-x: 34px; font-size: 14px; }

/* ============================================================
   5. Header / navigation
   ============================================================ */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  transition: background 0.3s var(--ease), box-shadow 0.3s var(--ease), border-color 0.3s;
  border-bottom: 1px solid transparent;
}
.site-header.scrolled {
  background: rgba(8, 16, 26, 0.82);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom-color: var(--card-border);
  box-shadow: 0 8px 30px rgba(0, 0, 0, 0.35);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  min-height: 86px;
}

.brand { display: inline-flex; align-items: center; gap: 14px; }
.brand-mark {
  display: block;
  width: 42px;
  height: 46px;
  background-image: var(--logo-img);
  background-size: contain;
  background-position: center;
  background-repeat: no-repeat;
  flex-shrink: 0;
  font-size: 0;
  color: transparent;
}
.brand-name {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 21px;
  letter-spacing: 1.5px;
  color: var(--cream);
}

.nav { display: flex; align-items: center; gap: 46px; }
.nav > a:not(.nav-cta) {
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: #cdd8e3;
  position: relative;
  padding: 6px 0;
  transition: color 0.2s;
}
@media (min-width: 761px) {
  .nav > a:not(.nav-cta) { white-space: nowrap; }
}
.nav > a:not(.nav-cta)::after {
  content: "";
  position: absolute;
  left: 0; bottom: 0;
  width: 100%;
  height: 1.5px;
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.28s var(--ease);
}
.nav > a:not(.nav-cta):hover { color: var(--cream); }
.nav > a:not(.nav-cta):hover::after,
.nav > a[aria-current="page"]::after { transform: scaleX(1); }
.nav > a[aria-current="page"] { color: var(--gold-soft); }

.nav-cta { margin-left: 6px; }

.nav-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 44px;
  height: 44px;
  background: transparent;
  border: 1px solid var(--card-border-strong);
  border-radius: 6px;
  cursor: pointer;
}
.nav-toggle span {
  display: block;
  width: 20px; height: 2px;
  margin-inline: auto;
  background: var(--gold-soft);
  transition: transform 0.3s var(--ease), opacity 0.2s;
}
.nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ============================================================
   6. Hero — homepage (faithful to reference image)
   ============================================================ */
.hero {
  position: relative;
  overflow: hidden;
  padding-block: clamp(48px, 7vw, 92px) clamp(20px, 3vw, 40px);
}

/* Faceted gold flare, top-right — the homepage signature */
.hero-flare {
  position: absolute;
  top: -60px;
  left: 0;
  right: 0;
  width: 100%;
  height: 165%;
  z-index: 0;
  pointer-events: none;
  -webkit-mask-image:
    linear-gradient(to left, rgba(0,0,0,1) 60%, rgba(0,0,0,0) 100%),
    linear-gradient(to bottom, rgba(0,0,0,1) 25%, rgba(0,0,0,0) 55%);
  -webkit-mask-composite: source-in;
          mask-image:
    linear-gradient(to left, rgba(0,0,0,1) 60%, rgba(0,0,0,0) 100%),
    linear-gradient(to bottom, rgba(0,0,0,1) 25%, rgba(0,0,0,0) 55%);
          mask-composite: intersect;
}
@media (prefers-reduced-motion: no-preference) {
  .hero-flare { animation: flarePulse 9s ease-in-out infinite; }
}
@keyframes flarePulse {
  0%, 100% { opacity: 0.76; }
  50% { opacity: 0.88; }
}

.hero-grid {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: clamp(28px, 4vw, 56px);
  align-items: end;                 /* drop the video box to the bottom */
  min-height: clamp(440px, 52vh, 580px);
}

.hero-copy { max-width: 600px; align-self: start; padding-top: clamp(4px, 2vw, 20px); }
.hero h1 {
  font-size: clamp(2.4rem, 5.4vw, 4rem);
  line-height: 1.02;
  font-weight: 600;
  margin-bottom: 24px;
  text-shadow: 0 2px 40px rgba(0, 0, 0, 0.5);
}
.hero h1 .line2 { display: block; }
.hero-sub {
  font-size: 1.15rem;
  color: var(--text);
  max-width: 440px;
  margin-bottom: 34px;
}
.hero-actions { display: flex; flex-wrap: wrap; gap: 16px; }

/* Main video placeholder card (matches reference — sits lower-right) */
.video-card {
  position: relative;
  z-index: 2;
  align-self: end;                  /* keep it pinned to the bottom of the hero */
  border: 1px solid var(--hair);
  border-radius: var(--radius-lg);
  background: linear-gradient(160deg, rgba(13, 29, 48, 0.55), rgba(10, 23, 38, 0.35));
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  min-height: 300px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 18px;
  text-align: center;
  padding: 40px;
  box-shadow: var(--shadow-soft);
}
.video-play {
  width: 78px; height: 78px;
  border-radius: 50%;
  border: 1.5px solid var(--gold);
  display: grid;
  place-items: center;
  transition: transform 0.3s var(--ease), background 0.3s;
}
.video-card:hover .video-play { transform: scale(1.06); background: rgba(200, 154, 60, 0.12); }
.video-play svg { margin-left: 4px; }
.video-title {
  font-family: var(--font-body);
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-weight: 700;
  font-size: 15px;
  color: var(--gold-soft);
  margin: 0;
}
.video-note { color: var(--text); font-size: 14px; margin: 0; }

/* ============================================================
   7. Compact hero — inner pages
   ============================================================ */
.page-hero {
  position: relative;
  padding-block: clamp(56px, 8vw, 96px) clamp(20px, 4vw, 40px);
  overflow: hidden;
}
.page-hero::after {
  content: "";
  position: absolute;
  top: -120px; right: -80px;
  width: 520px; height: 520px;
  background: radial-gradient(circle, rgba(200, 154, 60, 0.16), transparent 62%);
  z-index: -1;
  pointer-events: none;
}
.page-hero .container { position: relative; z-index: 1; max-width: 820px; }
.page-hero h1 { font-size: clamp(2.3rem, 5vw, 3.5rem); margin-bottom: 20px; }
.page-hero p { font-size: 1.15rem; color: var(--text); max-width: 620px; }

/* ============================================================
   8. Cards
   ============================================================ */
.card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: clamp(18px, 2.4vw, 26px);
}

.card {
  position: relative;
  border: 1px solid var(--card-border);
  border-radius: var(--radius-lg);
  padding: 38px 32px 34px;
  background: rgba(255, 255, 255, 0.025);
  transition: transform 0.3s var(--ease), border-color 0.3s, box-shadow 0.3s;
  overflow: hidden;
}
.card:hover {
  transform: translateY(-6px);
  border-color: var(--card-border-strong);
  box-shadow: var(--shadow-card);
}

/* Homepage three cards: dark -> frosted gradient left to right (reference) */
.card--t1 { background: linear-gradient(165deg, rgba(17, 39, 64, 0.65), rgba(10, 23, 38, 0.5)); }
.card--t2 { background: linear-gradient(165deg, rgba(44, 70, 99, 0.45), rgba(26, 49, 73, 0.4)); }
.card--t3 {
  background: linear-gradient(165deg, rgba(173, 188, 204, 0.22), rgba(120, 140, 162, 0.14));
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
}
.card--t3 .card-body { color: #d4dde7; }

.card-icon {
  width: 64px; height: 64px;
  border-radius: 50%;
  border: 1.5px solid var(--gold);
  display: grid;
  place-items: center;
  margin-bottom: 26px;
  color: var(--gold-soft);
  transition: background 0.3s, transform 0.3s var(--ease);
}
.card:hover .card-icon { background: rgba(200, 154, 60, 0.10); transform: scale(1.05); }
.card h3 { font-size: 1.45rem; margin-bottom: 14px; }
.card-body { color: var(--text-muted); font-size: 15.5px; margin-bottom: 22px; }
.card .btn-ghost { font-size: 12px; }

/* ============================================================
   9. Trust strip / stat row
   ============================================================ */
.trust-strip {
  border-block: 1px solid var(--card-border);
  background: rgba(255, 255, 255, 0.015);
}
.trust-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  text-align: center;
}
.trust-item .trust-figure {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 3vw, 2.4rem);
  color: var(--gold-soft);
  line-height: 1;
  margin-bottom: 8px;
}
.trust-item .trust-label {
  font-size: 13px;
  letter-spacing: 0.06em;
  color: var(--text-muted);
  text-transform: uppercase;
}

/* ============================================================
   10. Feature lists / checkmark rows
   ============================================================ */
.check-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 16px; }
.check-list li {
  display: grid;
  grid-template-columns: 26px 1fr;
  gap: 14px;
  align-items: start;
  color: var(--text);
}
.check-list li .tick {
  width: 24px; height: 24px;
  border-radius: 50%;
  background: rgba(200, 154, 60, 0.14);
  border: 1px solid var(--hair);
  display: grid;
  place-items: center;
  color: var(--gold-bright);
  flex-shrink: 0;
  margin-top: 3px;
}

/* two-column content blocks */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(32px, 5vw, 64px);
  align-items: center;
}
.split.narrow { grid-template-columns: 1.1fr 0.9fr; }

.panel {
  border: 1px solid var(--card-border);
  border-radius: var(--radius-lg);
  background: linear-gradient(165deg, rgba(17, 39, 64, 0.6), rgba(10, 23, 38, 0.4));
  padding: clamp(28px, 4vw, 44px);
}

/* notice-type chips */
.chip-grid { display: grid; grid-template-columns: repeat(6, 1fr); gap: 16px; }
.chip {
  display: block;
  border: 1px solid var(--card-border);
  border-radius: var(--radius);
  padding: 22px 20px;
  background: rgba(255, 255, 255, 0.02);
  text-decoration: none;
  color: inherit;
  transition: border-color 0.25s, transform 0.25s var(--ease), box-shadow 0.25s;
}
.chip:hover { border-color: var(--gold); box-shadow: 0 0 0 2px rgba(200, 154, 60, 0.35); transform: translateY(-3px); }
.chip .chip-code {
  font-family: var(--font-display);
  color: var(--gold-soft);
  font-size: 1.2rem;
  margin-bottom: 4px;
}
.chip .chip-desc { font-size: 13.5px; color: var(--text-muted); }

/* ============================================================
   11. How It Works — flow / steps (horizontal cards, left to right)
   ============================================================ */
.hiw-map-section { padding-block: clamp(34px, 5vw, 72px); }
.hiw-map-head { max-width: 760px; margin: 0 auto 28px; text-align: center; }
.hiw-map-head h2 { margin-bottom: 12px; }
.hiw-map-head p { margin-inline: auto; }
.hiw-map-frame {
  max-width: 1100px;
  margin: 0 auto;
  overflow-x: auto;
  border: 1px solid rgba(226, 187, 99, 0.28);
  border-radius: 14px;
  background: #0b2235;
  box-shadow: 0 28px 70px rgba(0, 0, 0, 0.42);
  scrollbar-color: var(--gold-deep) var(--navy-850);
}
.hiw-map-link { display: block; line-height: 0; }
.hiw-map-image { display: block; width: 100%; height: auto; }
.hiw-map-caption {
  margin: 16px auto 0;
  color: var(--text-muted);
  font-size: 13.5px;
  text-align: center;
}
.hiw-map-caption a { color: var(--gold-bright); text-decoration: underline; text-underline-offset: 3px; }

.flow {
  position: relative;
  max-width: 1180px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 30px;
  align-items: stretch;
}
.flow-step {
  position: relative;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  border: 1px solid var(--card-border);
  border-radius: var(--radius-lg);
  padding: 26px 20px 24px;
  background: rgba(255, 255, 255, 0.025);
  transition: transform 0.3s var(--ease), border-color 0.3s, box-shadow 0.3s;
}
.flow-step:hover {
  transform: translateY(-6px);
  border-color: var(--card-border-strong);
  box-shadow: var(--shadow-card);
}
.flow-medal {
  position: relative;
  z-index: 2;
  width: 58px;
  height: 58px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background:
    radial-gradient(circle at 32% 28%, rgba(168, 127, 46, 0.16), transparent 60%),
    var(--navy-850, #0c1c2e);
  border: 1.5px solid rgba(168, 127, 46, 0.65);
  color: var(--gold-deep);
  box-shadow: 0 0 0 6px var(--navy-900, #0a1726);
  margin-bottom: 18px;
}
.flow-medal svg { width: 22px; height: 22px; }
.flow-tag {
  position: absolute;
  top: -7px;
  right: -7px;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: linear-gradient(155deg, var(--gold) 0%, var(--gold-deep) 100%);
  color: #f4e6c8;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 15px;
  display: grid;
  place-items: center;
  box-shadow: 0 0 0 3px var(--navy-900, #0a1726), inset 0 1px 1px rgba(255, 235, 200, 0.18);
}
.flow-body { padding-top: 0; }
.flow-eyebrow {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold-deep);
  opacity: 0.9;
  margin-bottom: 6px;
}
.flow-body h3 { font-size: 1.05rem; margin-bottom: 8px; }
.flow-body p { font-size: 13.5px; color: var(--text-muted); }

/* Connecting chevron between cards, left to right */
.flow-step:not(:last-child)::after {
  content: "";
  position: absolute;
  top: 26px;
  right: -22px;
  width: 16px;
  height: 16px;
  border-top: 2.5px solid var(--gold-bright);
  border-right: 2.5px solid var(--gold-bright);
  transform: rotate(45deg);
  z-index: 3;
  filter: drop-shadow(0 0 3px rgba(226, 187, 99, 0.5));
}

/* ============================================================
   12. Pricing
   ============================================================ */
.price-grid {
  display: grid;
  grid-template-columns: 1.25fr 1fr 1fr;
  gap: clamp(18px, 2.5vw, 28px);
  align-items: stretch;
}
.price-card {
  border: 1px solid var(--card-border);
  border-radius: var(--radius-lg);
  background: linear-gradient(170deg, rgba(17, 39, 64, 0.6), rgba(10, 23, 38, 0.42));
  padding: 38px 32px;
  display: flex;
  flex-direction: column;
  min-width: 0;
}
.price-card.featured {
  border-color: rgba(218, 178, 90, 0.5);
  background: linear-gradient(170deg, rgba(33, 58, 88, 0.7), rgba(15, 31, 50, 0.55));
  box-shadow: 0 26px 60px rgba(0, 0, 0, 0.45), inset 0 0 0 1px rgba(200, 154, 60, 0.12);
}
.price-tag-top {
  display: inline-flex;
  align-self: flex-start;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  font-size: 11px;
  font-weight: 700;
  color: #1c1405;
  background: linear-gradient(180deg, var(--gold-bright), var(--gold-deep));
  padding: 6px 13px;
  border-radius: 100px;
  margin-bottom: 20px;
}
.price-card h3 { font-size: 1.5rem; margin-bottom: 6px; }
.price-card .price-sub { color: var(--text-muted); font-size: 14.5px; margin-bottom: 22px; }
.price-amount {
  font-family: var(--font-display);
  font-size: 3.1rem;
  color: var(--cream);
  line-height: 1;
  margin-bottom: 4px;
  white-space: nowrap;
}
.price-amount .price-unit { font-size: 1rem; color: var(--text-muted); font-family: var(--font-body); }
.price-when { font-size: 13px; color: var(--gold-soft); letter-spacing: 0.06em; text-transform: uppercase; margin-bottom: 26px; }
.price-card .check-list { margin-bottom: 30px; }
.price-card .check-list li { font-size: 15px; }
.price-card .btn { margin-top: auto; white-space: normal; text-align: center; }
.price-foot { font-size: 13px; color: var(--text-muted); margin-top: 16px; }

/* ============================================================
   13. Disclaimer block (footer + pricing/start pages)
   ============================================================ */
.disclaimer {
  border: 1px solid var(--card-border);
  border-left: 3px solid var(--gold);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.02);
  padding: 26px 28px;
}
.disclaimer h4 {
  font-family: var(--font-body);
  text-transform: uppercase;
  letter-spacing: 0.16em;
  font-size: 12px;
  font-weight: 700;
  color: var(--gold-soft);
  margin-bottom: 14px;
}
.disclaimer ul { margin: 0; padding-left: 20px; display: grid; gap: 8px; }
.disclaimer li { color: var(--text-muted); font-size: 14px; }

/* ============================================================
   14. FAQ accordion
   ============================================================ */
.faq { max-width: 820px; margin-inline: auto; }
.faq-item {
  border: 1px solid var(--card-border);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.02);
  margin-bottom: 14px;
  overflow: hidden;
  transition: border-color 0.25s;
}
.faq-item.open { border-color: var(--hair); }
.faq-q {
  width: 100%;
  text-align: left;
  background: transparent;
  border: 0;
  cursor: pointer;
  color: var(--cream);
  font-family: var(--font-display);
  font-size: 1.18rem;
  padding: 24px 26px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
}
.faq-q .faq-icon {
  flex-shrink: 0;
  width: 26px; height: 26px;
  position: relative;
  color: var(--gold-soft);
}
.faq-q .faq-icon::before,
.faq-q .faq-icon::after {
  content: "";
  position: absolute;
  background: currentColor;
  transition: transform 0.3s var(--ease), opacity 0.3s;
}
.faq-q .faq-icon::before { top: 12px; left: 4px; width: 18px; height: 2px; }
.faq-q .faq-icon::after  { left: 12px; top: 4px; width: 2px; height: 18px; }
.faq-item.open .faq-q .faq-icon::after { transform: rotate(90deg); opacity: 0; }
.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s var(--ease);
}
.faq-a-inner { padding: 0 26px 26px; color: var(--text-muted); font-size: 15.5px; }

/* ============================================================
   15. Forms — Start Notice Review
   ============================================================ */
.form-layout {
  display: grid;
  grid-template-columns: 1.5fr 1fr;
  gap: clamp(28px, 4vw, 48px);
  align-items: start;
}
.form-card {
  border: 1px solid var(--card-border);
  border-radius: var(--radius-lg);
  background: linear-gradient(170deg, rgba(17, 39, 64, 0.55), rgba(10, 23, 38, 0.4));
  padding: clamp(28px, 4vw, 44px);
}
.field { margin-bottom: 22px; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
label.field-label {
  display: block;
  font-size: 13px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--gold-soft);
  font-weight: 600;
  margin-bottom: 9px;
}
label.field-label .opt { color: var(--text-muted); text-transform: none; letter-spacing: 0; font-weight: 400; }

.input, .textarea, .select {
  width: 100%;
  font-family: var(--font-body);
  font-size: 15.5px;
  color: var(--cream);
  background: rgba(8, 16, 26, 0.55);
  border: 1px solid var(--card-border-strong);
  border-radius: var(--radius);
  padding: 13px 15px;
  transition: border-color 0.2s, box-shadow 0.2s, background 0.2s;
}
.input::placeholder, .textarea::placeholder { color: var(--text-faint); }
.input:focus, .textarea:focus, .select:focus {
  outline: none;
  border-color: var(--gold);
  background: rgba(8, 16, 26, 0.8);
  box-shadow: 0 0 0 3px rgba(200, 154, 60, 0.14);
}
.textarea { resize: vertical; min-height: 130px; }
.select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%23d9af55' stroke-width='2'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 40px;
}

/* file upload */
.file-drop {
  border: 1.5px dashed var(--card-border-strong);
  border-radius: var(--radius);
  background: rgba(8, 16, 26, 0.4);
  padding: 28px 20px;
  text-align: center;
  cursor: pointer;
  transition: border-color 0.25s, background 0.25s;
}
.file-drop:hover, .file-drop.dragging { border-color: var(--gold); background: rgba(200, 154, 60, 0.06); }
.file-drop input[type="file"] { display: none; }
.file-drop .file-icon { color: var(--gold-soft); margin: 0 auto 12px; }
.file-drop .file-main { color: var(--cream); font-size: 15px; margin-bottom: 4px; }
.file-drop .file-sub { color: var(--text-muted); font-size: 13px; }
.file-name { margin-top: 12px; font-size: 14px; color: var(--gold-soft); }

/* tax-year "not sure" toggle */
.year-row { display: flex; gap: 12px; align-items: stretch; flex-wrap: wrap; }
.year-row .input { flex: 1; min-width: 140px; }
.toggle-pill {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 0 16px;
  border: 1px solid var(--card-border-strong);
  border-radius: var(--radius);
  background: rgba(8, 16, 26, 0.4);
  color: var(--text-muted);
  font-size: 14px;
  cursor: pointer;
  user-select: none;
  transition: border-color 0.2s, color 0.2s, background 0.2s;
}
.toggle-pill input { accent-color: var(--gold); width: 16px; height: 16px; }
.toggle-pill.checked { border-color: var(--gold); color: var(--gold-soft); background: rgba(200, 154, 60, 0.08); }

/* terms checkbox */
.terms {
  display: grid;
  grid-template-columns: 22px 1fr;
  gap: 13px;
  align-items: start;
  font-size: 14px;
  color: var(--text-muted);
  margin-bottom: 24px;
}
.terms input { width: 20px; height: 20px; accent-color: var(--gold); margin-top: 2px; }
.terms a { color: var(--gold-soft); text-decoration: underline; text-underline-offset: 2px; }

/* order summary */
.summary {
  border: 1px solid var(--card-border);
  border-radius: var(--radius-lg);
  background: linear-gradient(170deg, rgba(33, 58, 88, 0.55), rgba(15, 31, 50, 0.45));
  padding: 30px 28px;
  position: sticky;
  top: 110px;
}
.summary h3 { font-size: 1.3rem; margin-bottom: 18px; }
.summary-line {
  display: flex;
  justify-content: space-between;
  gap: 14px;
  padding: 12px 0;
  border-bottom: 1px solid var(--card-border);
  font-size: 15px;
}
.summary-line.total {
  border-bottom: 0;
  padding-top: 16px;
  font-family: var(--font-display);
  font-size: 1.4rem;
  color: var(--cream);
}
.summary-line .s-amt { color: var(--gold-soft); font-weight: 600; }
.summary-note { font-size: 13px; color: var(--text-muted); margin-top: 16px; }

.form-message {
  margin-top: 18px;
  padding: 14px 16px;
  border-radius: var(--radius);
  font-size: 14.5px;
  display: none;
}
.form-message.show { display: block; }
.form-message.success { background: rgba(96, 160, 96, 0.12); border: 1px solid rgba(120, 190, 120, 0.4); color: #cfe8cf; }
.form-message.error { background: rgba(190, 90, 90, 0.12); border: 1px solid rgba(210, 120, 120, 0.4); color: #f0d2d2; }

/* ============================================================
   16. CTA band
   ============================================================ */
.cta-band { position: relative; overflow: hidden; }
.cta-inner {
  border: 1px solid var(--hair);
  border-radius: var(--radius-lg);
  background:
    radial-gradient(120% 160% at 85% -30%, rgba(200, 154, 60, 0.18), transparent 55%),
    linear-gradient(160deg, rgba(33, 58, 88, 0.6), rgba(12, 26, 43, 0.5));
  padding: clamp(40px, 6vw, 64px);
  text-align: center;
}
.cta-inner h2 { margin-bottom: 16px; }
.cta-inner p { color: var(--text); max-width: 560px; margin: 0 auto 28px; }
.cta-actions { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }

/* ============================================================
   17. Footer
   ============================================================ */
.site-footer {
  border-top: 1px solid var(--card-border);
  background: rgba(6, 12, 20, 0.6);
  padding-block: clamp(48px, 6vw, 72px) 32px;
  margin-top: clamp(8px, 2vw, 24px);
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1.3fr;
  gap: clamp(28px, 4vw, 56px);
  padding-bottom: 40px;
  border-bottom: 1px solid var(--card-border);
}
.footer-tagline { color: var(--text-muted); font-size: 15px; margin-top: 16px; max-width: 320px; }
.footer-links h4, .footer-cta h4 {
  font-family: var(--font-body);
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-size: 12px;
  color: var(--gold-soft);
  margin-bottom: 18px;
}
.footer-links { display: flex; flex-direction: column; gap: 11px; }
.footer-links a { color: var(--text-muted); font-size: 14.5px; transition: color 0.2s; width: fit-content; }
.footer-links a:hover { color: var(--cream); }
.footer-cta h4 { font-family: var(--font-display); font-size: 1.25rem; text-transform: none; letter-spacing: 0; color: var(--cream); margin-bottom: 18px; }

.footer-legal { padding-top: 30px; }
.footer-legal .legal-heading {
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-size: 11.5px;
  font-weight: 600;
  color: var(--text-muted);
  margin-bottom: 12px;
}
.footer-legal ul { margin: 0 0 22px; padding-left: 18px; display: grid; gap: 6px; }
.footer-legal li { font-size: 12.5px; color: var(--text-faint); line-height: 1.5; }
.footer-legal .copyright { font-size: 12.5px; color: var(--text-faint); margin: 0; }

/* ============================================================
   18. Reveal-on-scroll
   ============================================================ */
@media (prefers-reduced-motion: no-preference) {
  .reveal { opacity: 0; transform: translateY(26px); transition: opacity 0.7s var(--ease), transform 0.7s var(--ease); }
  .reveal.in { opacity: 1; transform: none; }
}

/* ============================================================
   19. Responsive
   ============================================================ */
@media (max-width: 980px) {
  .hero-grid { grid-template-columns: 1fr; min-height: 0; align-items: stretch; }
  .hero-copy { align-self: stretch; padding-top: 0; }
  .video-card { order: 2; min-height: 240px; align-self: stretch; }
  .hero-flare { width: 90%; opacity: 0.55; }
  .price-grid { grid-template-columns: 1fr; }
  .split, .split.narrow { grid-template-columns: 1fr; }
  .form-layout { grid-template-columns: 1fr; }
  .summary { position: static; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .chip-grid { grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 760px) {
  body { font-size: 16px; }
  .hero-flare { width: 90%; opacity: 0.28; animation: none; }
  .nav {
    position: fixed;
    inset: 86px 0 auto 0;
    flex-direction: column;
    align-items: stretch;
    gap: 4px;
    background: rgba(8, 16, 26, 0.97);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border-bottom: 1px solid var(--card-border);
    padding: 18px var(--gutter) 26px;
    transform: translateY(-12px);
    opacity: 0;
    pointer-events: none;
    transition: opacity 0.25s var(--ease), transform 0.25s var(--ease);
  }
  .nav.open { opacity: 1; transform: none; pointer-events: auto; }
  .nav > a:not(.nav-cta) { padding: 13px 0; font-size: 14px; }
  .nav > a:not(.nav-cta)::after { display: none; }
  .nav-cta { margin: 12px 0 0; }
  .nav-toggle { display: flex; }
  .card-grid { grid-template-columns: 1fr; }
  .trust-row { grid-template-columns: 1fr 1fr; gap: 30px 16px; }
  .chip-grid { grid-template-columns: 1fr 1fr; }
  .flow { grid-template-columns: 1fr; gap: 16px; }
  .flow-step:not(:last-child)::after { display: none; }
  .hiw-map-frame { max-width: none; margin-inline: calc(var(--gutter) * -1); border-radius: 0; }
  .hiw-map-link { width: 720px; }
  .field-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .hero-actions .btn, .cta-actions .btn { width: 100%; }
}



/* ============================================================
   20. How It Works — notice-to-review product visual (page-scoped)
   ============================================================ */
.hiw-steps { padding-bottom: clamp(26px, 3.5vw, 44px); }
.ntr-section { padding-block: clamp(24px, 3vw, 44px); }

.ntr {
  --ntr-teal: #5aa79a;
  --ntr-slate: #6b8fb5;
  display: grid;
  grid-template-columns: 1fr 0.82fr 1fr;
  gap: clamp(18px, 3vw, 46px);
  align-items: center;
  position: relative;
}

/* ---------- LEFT: cream IRS notice mockup ---------- */
.ntr-notice {
  position: relative;
  background: linear-gradient(180deg, #f8f5ed, #ebe3d1);
  color: #2b3138;
  border-radius: 10px;
  padding: 24px 22px 26px;
  box-shadow: 0 34px 66px rgba(0, 0, 0, 0.55), 7px 8px 0 -1px #e2d9c5, 13px 15px 0 -2px #d6ccb5;
  transform: rotate(-1.6deg);
  border: 1px solid rgba(0, 0, 0, 0.08);
}
.ntr-notice::before {
  content: ""; position: absolute; left: 0; top: 0; height: 6px; width: 100%;
  background: linear-gradient(90deg, var(--gold-deep), var(--gold-bright));
  border-radius: 10px 10px 0 0;
}
.ntr-notice::after {
  content: ""; position: absolute; right: calc(-1 * clamp(18px, 3vw, 46px) - 2px); top: 50%;
  width: clamp(18px, 3vw, 46px); height: 2px; transform: translateY(-50%);
  background: linear-gradient(90deg, var(--gold), transparent); z-index: 3;
}
.ntr-doc-head { display: flex; align-items: baseline; justify-content: space-between; gap: 10px; margin: 6px 0 15px; }
.ntr-doc-head .dh-title { font-family: var(--font-display); font-size: 1.18rem; color: #1e2530; font-weight: 700; }
.ntr-doc-head .dh-code { font-size: 11px; letter-spacing: 0.12em; color: #93824f; font-weight: 600; }
.ntr-meta { display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; margin-bottom: 16px; }
.ntr-meta .m-cell { background: rgba(20, 40, 64, 0.05); border: 1px solid rgba(0, 0, 0, 0.06); border-radius: 6px; padding: 7px 9px; }
.ntr-meta .m-k { font-size: 9px; letter-spacing: 0.1em; text-transform: uppercase; color: #8f8674; }
.ntr-meta .m-v { font-size: 12.5px; font-weight: 700; color: #232a34; margin-top: 2px; }
.ntr-sec-label { font-size: 10px; letter-spacing: 0.14em; text-transform: uppercase; color: #8f8674; margin-bottom: 9px; }
.ntr-lines { display: grid; gap: 8px; }
.ntr-lines i { display: block; height: 7px; border-radius: 4px; background: rgba(30, 37, 48, 0.16); }
.ntr-lines i.w90 { width: 90%; } .ntr-lines i.w75 { width: 75%; } .ntr-lines i.w60 { width: 60%; }
.ntr-lines i.hl-gold { background: rgba(200, 154, 60, 0.55); }
.ntr-lines i.hl-teal { background: rgba(90, 167, 154, 0.55); }
.ntr-callout {
  position: absolute; right: -16px;
  display: inline-flex; align-items: center; gap: 7px;
  font-size: 11px; font-weight: 700; letter-spacing: 0.01em;
  padding: 6px 11px; border-radius: 100px;
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.35); white-space: nowrap; z-index: 4;
}
.ntr-callout::before { content: ""; width: 7px; height: 7px; border-radius: 50%; background: currentColor; opacity: 0.85; }
.ntr-callout.c1 { top: 70px;  background: #f3e7c6; color: #8a6a1e; border: 1px solid rgba(138, 106, 30, 0.35); }
.ntr-callout.c2 { top: 122px; background: #d9ece7; color: #2f6f64; border: 1px solid rgba(47, 111, 100, 0.35); }
.ntr-callout.c3 { bottom: 30px; background: #dde6f1; color: #3a5a80; border: 1px solid rgba(58, 90, 128, 0.35); }

/* ---------- CENTER: process pipeline ---------- */
.ntr-flow { position: relative; display: flex; flex-direction: column; align-items: center; gap: 24px; padding: 6px 0; }
.ntr-flow::before {
  content: ""; position: absolute; top: 16px; bottom: 16px; left: 50%; width: 2px; transform: translateX(-50%);
  background: linear-gradient(180deg, var(--gold), var(--ntr-teal), var(--gold)); opacity: 0.55;
}
.ntr-node { position: relative; z-index: 2; display: flex; flex-direction: column; align-items: center; gap: 9px; }
.ntr-node .n-ring {
  width: 56px; height: 56px; border-radius: 50%; display: grid; place-items: center;
  background: rgba(9, 20, 34, 0.92); border: 1.5px solid var(--hair); color: var(--gold-soft);
  box-shadow: 0 0 0 6px rgba(200, 154, 60, 0.06);
}
.ntr-node .n-label { font-size: 11px; letter-spacing: 0.14em; text-transform: uppercase; color: var(--text); font-weight: 600; }
.ntr-node.is-review .n-ring {
  width: 68px; height: 68px; border-color: rgba(90, 167, 154, 0.6); color: #7fc9bc;
  background: radial-gradient(circle at 50% 35%, rgba(90, 167, 154, 0.3), rgba(9, 20, 34, 0.95));
  box-shadow: 0 0 0 8px rgba(90, 167, 154, 0.08), 0 12px 30px rgba(0, 0, 0, 0.45);
}
.ntr-node.is-review .n-label { color: #9fd6cb; }

/* ---------- RIGHT: review summary packet ---------- */
.ntr-packet {
  position: relative;
  border: 1px solid var(--hair); border-radius: 10px;
  background: linear-gradient(170deg, rgba(24, 46, 70, 0.72), rgba(10, 22, 36, 0.62));
  box-shadow: 0 34px 66px rgba(0, 0, 0, 0.55);
  padding: 20px 22px 22px 27px; overflow: hidden;
}
.ntr-packet::before { content: ""; position: absolute; left: 0; top: 0; bottom: 0; width: 5px; background: linear-gradient(180deg, var(--gold-bright), var(--gold-deep)); }
.ntr-packet::after { content: ""; position: absolute; top: 0; right: 0; border-width: 0 22px 22px 0; border-style: solid; border-color: transparent rgba(200, 154, 60, 0.32) transparent transparent; }
.ntr-lead { position: absolute; left: calc(-1 * clamp(18px, 3vw, 46px) - 2px); top: 50%; width: clamp(18px, 3vw, 46px); height: 2px; transform: translateY(-50%); background: linear-gradient(90deg, transparent, var(--ntr-teal)); z-index: 3; }
.ntr-packet-head { display: flex; align-items: center; justify-content: space-between; gap: 10px; margin-bottom: 14px; }
.ntr-packet-head .ph-title { font-family: var(--font-display); font-size: 1.12rem; color: var(--cream); }
.ntr-packet-head .ph-tag { font-size: 9.5px; letter-spacing: 0.16em; text-transform: uppercase; color: var(--gold-soft); border: 1px solid var(--hair); border-radius: 100px; padding: 4px 9px; white-space: nowrap; }
.ntr-out { list-style: none; margin: 0 0 16px; padding: 0; }
.ntr-out li { display: flex; align-items: center; gap: 11px; padding: 10px 0; border-bottom: 1px solid var(--card-border); font-size: 13.5px; color: var(--text); }
.ntr-out li:last-child { border-bottom: 0; }
.ntr-out li .o-chk { width: 20px; height: 20px; border-radius: 50%; background: rgba(90, 167, 154, 0.16); border: 1px solid rgba(90, 167, 154, 0.4); display: grid; place-items: center; color: #7fc9bc; flex-shrink: 0; }
.ntr-badge {
  display: inline-flex; align-items: center; gap: 9px;
  font-size: 11.5px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase;
  color: #0c1b2b; background: linear-gradient(180deg, var(--gold-bright), var(--gold-deep));
  padding: 9px 15px; border-radius: 100px; box-shadow: 0 10px 24px rgba(200, 154, 60, 0.28);
}

@media (max-width: 900px) {
  .ntr { grid-template-columns: 1fr; gap: 28px; justify-items: center; }
  .ntr-notice { transform: none; max-width: 430px; width: 100%; }
  .ntr-notice::after, .ntr-lead { display: none; }
  .ntr-flow { flex-direction: row; gap: 26px; }
  .ntr-flow::before { top: 50%; bottom: auto; left: 12px; right: 12px; width: auto; height: 2px; transform: translateY(-50%); background: linear-gradient(90deg, var(--gold), var(--ntr-teal), var(--gold)); }
  .ntr-packet { max-width: 430px; width: 100%; }
}
@media (max-width: 460px) {
  .ntr-flow { flex-wrap: wrap; justify-content: center; gap: 20px 26px; }
  .ntr-callout { font-size: 10px; padding: 5px 9px; right: -10px; }
}


/* ---- preview-only overrides ---- */
.tt-page{display:none}
.tt-page.active{display:block; animation: ttPageIn 0.4s cubic-bezier(.22,.61,.36,1) both;}
@keyframes ttPageIn {
  from { opacity: 0; transform: translateY(18px); }
  to { opacity: 1; transform: translateY(0); }
}
@media (prefers-reduced-motion: reduce) {
  .tt-page.active { animation: none; }
}
.reveal{opacity:1 !important; transform:none !important}

